Ludlow is a medium-sized town located in the state of Massachusetts. With a population of 20,871 people and four associated neighborhoods, Ludlow is the 93rd largest community in Massachusetts.Ludlow is neither predominantly blue-collar nor white-collar, instead having a mixed workforce of both blue-collar and white-collar jobs. Overall, Ludlow is a town of professionals, managers, and sales and office workers. There are especially a lot of people living in Ludlow who work in management occupations (12.35%), office and administrative support (11.08%), and sales jobs (8.99%). Also of interest is that Ludlow has more people living here who work in computers and math than 95% of the places in the US. A relatively large number of people in Ludlow telecommute to their jobs. Overall, about 11.30% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes. The population of Ludlow overall has a level of education that is slightly above the US average for all US cities and towns of 21.84%. Of adults 25 and older in Ludlow, 24.98% have at least a bachelor's degree. The per capita income in Ludlow in 2022 was $40,007, which is low income relative to Massachusetts, and upper middle income relative to the rest of the US. This equates to an annual income of $160,028 for a family of four. However, Ludlow contains both very wealthy and poor people as well. Ludlow is a somewhat ethnically-diverse town. The people who call Ludlow home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Ludlow residents report their race to be White, followed by Black or African-American. Ludlow also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 10.13% of the town’s residents. Important ancestries of people in Ludlow include Portuguese, Polish, French, Irish, and French Canadian. Ludlow also has a high percentage of its population that was born in another country: 16.04%. The most common language spoken in Ludlow is English. Other important languages spoken here include Portuguese and Spanish.