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Data on this report is based on areas within the legal city boundary, outlined in black on the map. Any additional neighborhoods shown on the map are associated with the city by name and are included for reference only.



Live Oak, FL Real Estate Market

Source & Methodology

Analytics built by:   Location, Inc.

Raw data sources:   American Community Survey (U.S. Census Bureau), U.S. Department of Housing and Urban Development, Federal Housing Finance Agency.

Date(s) & Update Frequency:
  • Home Values, Rents: Reflects Q2 2024. Updated quarterly.
  • Setting, Housing Stock, Homeownership: 2022 (latest available). Updated annually.

Methodology:   NeighborhoodScout uses over 600 characteristics to build a neighborhood profile… Read more about Scout's Real Estate Data

Live Oak, FL Housing Market Trends

With 7,034 people, 2,365 houses or apartments, and a median cost of homes of $213,423, house prices in Live Oak are solidly below the national average.

Single-family detached homes are the single most common housing type in Live Oak, accounting for 60.29% of the city's housing units. Other types of housing that are prevalent in Live Oak include mobile homes or trailers ( 24.24%), duplexes, homes converted to apartments or other small apartment buildings ( 7.45%), and a few large apartment complexes or high rise apartments ( 6.07%).

The most prevalent building size and type in Live Oak are three and four bedroom dwellings, chiefly found in single-family detached homes. The city has a mixture of owners and renters, with 46.14% owning and 53.86% renting.

There is a lot of housing in Live Oak built from 1970 to 1999 so parts of town may have that "Brady Bunch" look of homes popular in the '70s and early '80s, although some of these houses were built up through the early '90s as well. There is also a lot of housing in Live Oak built between 1940-1969 ( 16.36%). A lesser amount of the housing stock also hails from between 2000 and later ( 13.95%). There's also some housing in Live Oak built before 1939 ( 11.28%).

Vacant housing appears to be an issue in Live Oak. Fully 16.08% of the housing stock is classified as vacant. Left unchecked, vacant Live Oak homes and apartments can be a drag on the real estate market, holding Live Oak real estate prices below levels they could achieve if vacant housing was absorbed into the market and became occupied. Housing vacancy rates are a useful measure to consider, along with other things, if you are a home buyer or a real estate investor.

Live Oak Home Appreciation Rates

In the last 10 years, Live Oak has experienced some of the highest home appreciation rates of any community in the nation. Live Oak real estate appreciated 125.68% over the last ten years, which is an average annual home appreciation rate of 8.48%, putting Live Oak in the top 20% nationally for real estate appreciation. If you are a home buyer or real estate investor, Live Oak definitely has a track record of being one of the best long term real estate investments in America through the last ten years.

Over the last year, Live Oak appreciation rates have trailed the rest of the nation. In the last twelve months, Live Oak's appreciation rate has been 0.72%, which is lower than appreciation rates in most communities in America. In the latest quarter, NeighborhoodScout's data show that house appreciation rates in Live Oak were at -2.36%, which equates to an annual appreciation rate of -9.13%.

Notably, Live Oak's appreciation rate in the latest quarter is one of the lowest in America.

Relative to Florida, our data show that Live Oak's latest annual appreciation rate is lower than 80% of the other cities and towns in Florida.

One very important thing to keep in mind is that these are average appreciation rates for the city. Individual neighborhoods within Live Oak differ in their investment potential, sometimes by a great deal. Fortunately, you can use NeighborhoodScout to pinpoint the exact neighborhoods in Live Oak - or in any city or town - that have the best track record of real estate appreciation, by the latest quarter, the last year, 2 years, 5 years, 10 years, or even since 2000, to assist you in making the best Live Oak real estate investment or home purchase decisions.

Average Home Values

Median Home Value

$213,423

Live Oak, FL Home Prices
> $1,495,000
$1,121,001 - $1,495,000
$748,001 - $1,121,000
$598,001 - $748,000
$448,001 - $598,000
$299,001 - $448,000
$149,001 - $299,000
$75,001 - $149,000
$0 - $75,000
0.0%
0.0%
0.4%
0.4%
1.5%
1.5%
3.6%
3.6%
4.2%
4.2%
14.8%
14.8%
47.0%
47.0%
17.4%
17.4%
11.0%
11.0%
0% 100.0%
% of Homes
Very Low

for Florida

Low

for nation

Number of Homes And Apartments:

2,365

Live Oak Appreciation Rates

Rent & Ownership

Average Market Rent:

$1,335 / per month

Homeownership Rate

Owners
Renters
46.1%
46.1%
53.9%
53.9%
0% 100.0%
% of Homes

Vacancy Rate

Vacant
Occupied
16.1%
16.1%
83.9%
83.9%
0% 100.0%
% of Homes

Housing Market Details

Age of Homes

2000 or Newer
1970 - 1999
1940 - 1969
1939 or Older
13.9%
13.9%
58.4%
58.4%
16.4%
16.4%
11.3%
11.3%
0% 100.0%
% of Homes

Types of Homes

Single-Family
Townhomes
Small Apt. Buildings
Apt. Complexes
Mobile Homes
Other
60.3%
60.3%
2.0%
2.0%
7.5%
7.5%
6.1%
6.1%
24.2%
24.2%
0.0%
0.0%
0% 100.0%
% of Homes

Home Size

No Bedroom
1 Bedroom
2 Bedrooms
3 Bedrooms
4 Bedrooms
5 or more bedrooms
0.0%
0.0%
3.7%
3.7%
43.2%
43.2%
46.1%
46.1%
6.5%
6.5%
0.6%
0.6%
0% 100.0%
% of Homes