St. Cloud is a larger medium-sized city located in the state of Florida. With a population of 64,489 people and 14 associated neighborhoods, St. Cloud is the 59th largest community in Florida. Much of the housing stock in St. Cloud was built relatively recently. The construction of new real estate can often be taken as an indication that the local St. Cloud economy is robust, and that jobs or other amenities are attracting an influx of new residents. This seems to be the case in St. Cloud, where the median household income is $69,366.00.

Also of interest is that St. Cloud has more people living here who work in computers and math than 95% of the places in the US.

A relatively large number of people in St. Cloud telecommute to their jobs. Overall, about 8.46% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

One downside of living in St. Cloud, however, is that residents on average have to contend with a long commute, spending on average 36.26 minutes every day commuting to work.

The percentage of people in St. Cloud who are college-educated is somewhat higher than the average US community of 21.84%: 25.81% of adults in St. Cloud have at least a bachelor's degree.

The per capita income in St. Cloud in 2022 was $26,677, which is lower middle income relative to Florida and the nation. This equates to an annual income of $106,708 for a family of four. However, St. Cloud contains both very wealthy and poor people as well.

St. Cloud is an extremely ethnically-diverse city. The people who call St. Cloud home describe themselves as belonging to a variety of racial and ethnic groups. People of Hispanic or Latino origin are the most prevalent group in St. Cloud, accounting for 46.24% of the city’s residents (people of Hispanic or Latino origin can be of any race). The greatest number of St. Cloud residents report their race to be White, followed by Black or African-American. Important ancestries of people in St. Cloud include Irish, German, English, Italian, and French.

The most common language spoken in St. Cloud is English. Other important languages spoken here include Spanish and Other Indo-European.