Chelsea is a medium-sized coastal city (i.e. on the ocean, a bay, or inlet) located in the state of Massachusetts. With a population of 38,319 people and nine associated neighborhoods, Chelsea is the 40th largest community in Massachusetts. Much of the housing stock in Chelsea was built prior to World War II, making it one of the older and more historic cities in the country.

Housing costs in Chelsea are among some of the highest in the nation, although real estate prices here don't compare to real estate prices in the most expensive communities in Massachusetts.

A relatively large number of people in Chelsea telecommute to their jobs. Overall, about 9.58% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Chelsea is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

In Chelsea, however, the average commute to work is quite long. On average, people spend 32.91 minutes each day getting to work, which is significantly higher than the national average. One bright side is that local public transit is widely used, so it may be an option to avoid the headache of driving in the heavy traffic by leaving the car at home and taking transit. In addition, the city is also quite pedestrian-friendly, because many neighborhoods are very dense and have amenities close enough together that people find it feasible to get around on foot.

For the size of the city, public transportation in Chelsea is quite heavily used. Mostly, people who use it for their daily commute are taking the bus. For Chelsea, the benefits are reduced air pollution and congestion on the highways.

The citizens of Chelsea are slightly better educated than the national average of 21.84% for all cities and towns, with 21.98% of adults in Chelsea having a bachelor's degree or advanced degree.

The per capita income in Chelsea in 2022 was $31,544, which is low income relative to Massachusetts, and middle income relative to the rest of the US. This equates to an annual income of $126,176 for a family of four. However, Chelsea contains both very wealthy and poor people as well.

Chelsea is an extremely ethnically-diverse city. The people who call Chelsea home describe themselves as belonging to a variety of racial and ethnic groups. People of Hispanic or Latino origin are the most prevalent group in Chelsea, accounting for 64.97% of the city’s residents (people of Hispanic or Latino origin can be of any race). The greatest number of Chelsea residents report their race to be White, followed by Black or African-American. Important ancestries of people in Chelsea include Italian, Irish, Brazilian, English, and German.

Foreign born people are also an important part of Chelsea's cultural character, accounting for 45.26% of the city’s population.

The most common language spoken in Chelsea is Spanish. Other important languages spoken here include English and Portuguese.