Saginaw is a medium-sized city located in the state of Texas. With a population of 25,319 people and four associated neighborhoods, Saginaw is the 132nd largest community in Texas. Saginaw has seen a significant amount of newer housing growth in recent years. Quite often, new home construction is the result of new residents moving in who are middle class or wealthier, attracted by jobs, a healthy local economy, or other amenities as they leave nearby or far away areas for greener pastures. This seems to be the case in Saginaw, where the median household income is $99,752.00.

Also of interest is that Saginaw has more people living here who work in computers and math than 95% of the places in the US.

A relatively large number of people in Saginaw telecommute to their jobs. Overall, about 11.33% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

The overall education level of Saginaw is somewhat higher than in the average US city of 21.84%: 26.57% of adults 25 and older in the city have at least a bachelor's degree.

The per capita income in Saginaw in 2022 was $38,217, which is upper middle income relative to Texas and the nation. This equates to an annual income of $152,868 for a family of four.

Saginaw is an extremely ethnically-diverse city. The people who call Saginaw home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Saginaw residents report their race to be White, followed by Black or African-American. Saginaw also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 39.23% of the city’s residents. Important ancestries of people in Saginaw include German, English, Irish, Italian, and French.

The most common language spoken in Saginaw is English. Other important languages spoken here include Spanish and Vietnamese.